Billy Engel

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Melanie Ciappi

Melanie Ciappi, your trusted State Farm agent. With Melanie, insurance becomes a breeze. She specializes in simplifying the complex world of insurance, ensuring you and your family have a personalized price plan that covers all your needs. Your peace of mind is her top priority. Connect with Melanie today and let her simplify your auto, home, or business insurance journey.

Iris Perez Walls - President

As a Realtor with both Compass and Keller Williams, I bring together the power of two industry leaders to offer you a comprehensive real estate experience. My dual affiliation equips me with unmatched resources, cutting-edge technology, and a vast network that work in tandem to serve your unique needs.

With a finger on the pulse of the ever-changing real estate market, I will provide you with the latest trends, market updates, and insights that empower you to make informed decisions. Whether you're looking for your forever home or seeking the best value for your property, I have the knowledge to guide you.

Paul Bastante - President

Paul Bastante is the founder and president of United Tips of America and is also a Veteran of the United States Navy where he served aboard the USS Simon Lake, a sub tender class vessel stationed off the coast of Northern Sardinia, Italy from 1992 to 1996. He left the Navy in 1996 with an honorable discharge after fulfilling his 4-year commitment to the service.

Vicky Meo

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Gary Lai

Introducing Gary Lai, a seasoned mortgage loan originator affiliated with LoanDepot. His extensive career in the mortgage industry commenced in 2003, where he began humbly as a loan assistant. Through dedication and expertise, he progressed steadily, achieving a prominent role in production.

With a portfolio boasting affiliations with esteemed financial firms, Gary has established invaluable partnerships with top-tier real estate teams in New York City. He orchestrates a seamless mortgage process, ensuring a comprehensive understanding for both first-time homebuyers and seasoned investors. His primary focus is on the New York City and Northern New Jersey markets, offering financing solutions for conventional, jumbo, condo, and coop properties, alongside tailored programs for first-time homebuyers.

In addition to his professional accomplishments, Gary holds notable positions within the real estate industry. He serves as the 2022 Northern New Jersey AREAA chapter president, showcasing his commitment to advocating for homeownership rights within the AAPI community. This part year, Gary assumed the role of the AREAA National Mortgage chair, further solidifying his dedication to industry leadership and was recently elected as the AREAA National 2026 treasurer.

Beyond the professional sphere, Gary treasures quality time spent with his family—his wife and two children. An avid golfer, he also indulges in culinary exploration, particularly seeking out notable dining establishments in new cities.

Allan Thermitus

Hello, my name is Allan Thermitus from Simplicity Title and I am a title insurance agent. Here at Simplicity we understand the importance of securing your real estate investments. Our mission is to provide seamless and secure title insurance services, prioritizing cybersecurity to safeguard your transactions. With Simplicity Title, you can trust in a simplified and protected real estate journey, ensuring peace of mind for every property owner.